Shopping forms an apart of special occasions in day to day life. Festivals, birthdays, anniversaries, celebrations and what not! Every special occasion is seen as an auspicious time to bring home something new. Be it a new phone, home appliances, electronics, or objects of home décor. Celebrations are sometimes synonymous to shopping. Our joys are multiplied when we receive a gift or bring home something new on a celebratory day.
But what if you’re experiencing a cash crunch? You might not need to buy something only on special days. You might have to purchase a phone or an appliance because may be suddenly your earlier machine stopped functioning well. This is an emergency scenario and you might not always be prepared for it. How can you efficiently manage to shop for something that you require urgently such as a phone or a kitchen appliance, washing machine, or a television?
The answer to this is easy. The Bajaj Finserv EMI Network Card. This instrument is your go to solution for all kinds of online shopping of electronics, smartphones, home & kitchen appliances etc at no-cost EMI. The Bajaj Finserv EMI card is a great way to purchase items online and convert the big-ticket costs to no-cost EMI which is an affordable option to shop. How exactly is Bajaj Finserv EMI card helpful?
Below listed are some of the prominent features of the Bajaj Finserv EMI card –
1. Shopping at no-cost EMI –
The Bajaj Finserv EMI card helps you shop for various items online, on EMI and also convert the purchase cost into no-cost instalments. This makes your purchase experience cheaper and convenient as you do not have to pay the entire amount in one go. Paying in parts is always easy and stress-free.
2. No extra foreclosure charges –
Using the Bajaj Finserv EMI network card, you can opt for closing your before the completion of the tenure. For doing this, you do not incur any extra charges. If you avail this facility, you can affordably close the loan before tenure completion.
3. Shopping made easy –
The Bajaj Finserv EMI card can be used to shop online as well as at offline stores. Due to having partnered with multiple online as well as offline retailers which makes it convenient for you to shop from wherever you want.
4. High pre-approved limit –
Users are given their EMI card limit after analysing their profile and track of credit history. You can enjoy shopping with exclusive deals and offers from different partners.
5. Easy documentation –
This is one if the most significant benefits of the Bajaj Finserv EMI card. You can avail this card very easily at minimal documentation. There is no need for complex paperwork at all.
6. Online application –
Applying for the Bajaj Finserv EMI card is very easy due to 100% digital procedure. You can initiate the application any time, anywhere.
7. Exclusive Partner Offers –
The Bajaj Finserv EMI card can unlock some exclusive deals and offers with the partner brands of Bajaj Finserv. You can use this card to shop at the Bajaj Finserv EMI store and avail the best deals from top brands.
What are the eligibility criteria for availing the Bajaj Finserv EMI card?
In order to avail the Bajaj Finserv EMI network card one must fulfil the below eligibility criteria –
- Applicant’s age should be between the 21 – 60 years
- They must be a residing citizen of India
- The source of income should be regular and stable
- The credit history of the applicant and should be good with no default payments
- The applicant should have a savings/current account in India
What all documents are needed to apply for the Bajaj Finserv EMI network card?
You need minimum documents to apply for the Bajaj Finserv EMI card. They are as below –
- PAN Card
- Aadhar Card
- Address proof
- Cancelled cheque
- ECS mandate