Loan & Finance

Small Cash Loan on Aadhar Card – Loan Within 1 Hour

instant cash loan

Small Cash Loan on Aadhar Card – Loan Within 1 Hour


The advanced technology in financial services makes loan availability quick, more accessible and convenient with just an Aadhar Card. Forget about lengthy and stressful loan processes for borrowers. Since biometric data is linked to every Indian’s aadhar, therefore, lenders can verify the authenticity and identity of the borrower much more quickly and easily. A small cash loan on aadhar card can help you meet various financial requirements. Digital processes introduced in the rapidly evolving digital age like e-KYC and e-signing make applying for a loan much easier. Borrowers need not provide any physical documents.


Young borrowers prefer quick credit lines, like cash advance, instant cash, personal loans, to meet temporary cash crunch. Such drive for quick loans has been increased 3.8 times by volume from FY2017 to FY2021 in order to meet urgent cash needs.


Scroll through the post to understand crucial details about Aadhar Card Loans or Small Cash Loans on Aadhar Card.

What is a Small Cash Loan on Aadhar Card?

All the financial institutions in India have been directed by the Indian Government to accept the Aadhar, a unique 12-digit alphanumeric code of every Indian, as a legitimate proof of citizenship, identity, and birth date. Today, you can get an instant cash loan and receive the amount within a few minutes as the lenders rely on KYC verification with aadhar card as the base document. These are short term personal loans with a maximum loan tenor of 36 months with most lenders. Such loans allow you to meet a variety of financial goals without limitation on end use of loan amount.

Benefits of Small Cash Loan on Aadhar Card

l Maintains Cash Flow During Constraint

A business needs a continuous cash flow to pay various overheads and operational expenditures. You can overcome daily cash flow constraints using instant cash loans, especially during the off-season. In peak season, you can meet increasing demands with the availability of such instant cash.

l High Loan Value to Meet Unexpected Financial Requirements

Get an easy aadhar card loan of up to Rs. 5 Lakhs to meet any financial requirements. You can get it approved within ten minutes.

l Get Funds Without Collateral

Keep your valuable assets with you. You can get a quick personal loan without putting up any collateral. You need not worry about losing your assets if your EMIs get delayed. However, late EMI can result in financial penalties.

l Improve Credit Score

These are easy loans with easy EMIs that can be paid on time. It helps you to improve your credit score. These are generally short term loans that do not burden you for a long time.

l Affordable Interest Rates

Many individuals prefer aadhar card loans to overcome month-end financial crunch because you need to pay as you use at an affordable interest rate. Easy aadhar card loans are available at the rate of as low as Rs 9/day with leading lenders.

l Instant Cash Loan EMI Calculator

Use the handy tool to get an estimate of your loan EMI based on the loan amount and interest rate. You can calculate your monthly repayments on aadhar card loans and go for your most compelling EMI option.

l Flexible Repayment

Unlike many personal loans, you can prepay the aadhar loan conveniently. There is no prepayment fee. Get some bonus or have extra savings, and you can use it to repay the loan before the loan tenure ends.

Easy Eligibility for Small Cash Loan on Aadhar Card

  • You must be a resident of India.
  • Your age should be between 21-55 years.
  • If you are salaried, your minimum salary should be Rs. 18,000 (for metro cities) and Rs. 15000 (for non-metros).
  • For a self-employed borrower, provide ITR or Form 16
  • Ensure a good history and credit score.

Other Documents to be Submitted for Aadhar Card Loans

Your aadhar card is a KYC document that can be used for all sections of your instant cash loan application, like ID and age proof. Still, lenders require your income proof to determine your loan repayment ability. Other documents that the aadhar card that you may be asked for are:


  1. Bank statements of the previous 3-6 months
  2. Salary slips if you are a salaried employee; otherwise, ITR, or form 16
  3. PAN card


You can complete the digital process to apply for a small cash loan on aadhar card within minutes. Every step is to be completed online following a quick 100% Digital Process. Assure your loan approval instantly and quick disbursal with 24×7 availability. Get rid of your anxieties concerning urgent loan. Use your Aadhar card to access instant cash.

Leave a Response